Volume 8.
Issue 3.

The accelerated growth of enterprise analytics has radically changed the manner in which companies create, analyze, and operationalize data to achieve a competitive edge. As the investments in analytics and AI are increasing all over the world, the performance metrics that relate to various levels of analytics maturity cannot be adequately measured. This research paper explores the effect of the descriptive, predictive and prescriptive analytics maturity levels on the performance metrics of firms, namely revenue growth, operational efficiency, returns on investment, customer acquisition cost and market competitiveness. Using a cross-industry sample of medium and large business firms, the study uses a structured framework of maturity measurement and multivariate regression and structural equation modelling to determine the extent of impact of performance at each stage of maturity. The findings indicate an evident trend: Descriptive analytics will generate small yet significant positive changes in the efficiency of operations; predictive analytics will result in much higher performance gains in decision accuracy and revenue growth; and prescriptive analytics, which involves optimization, simulation, and algorithmic decision execution, will cause the highest uplift in performance across virtually all measures. The research also concludes that a robust data-driven culture exacerbates maturity-performance nexus, and it increases the impact of high-level analytics. The current research adds value to the theoretical literature through a combination of the Porters competitive advantage theory, together with the contemporary analytics maturity models, and one of the pioneering empirical mappings of maturity progression to firm-level outcomes. In practice, the results emphasize the strategic importance of going beyond the simple reporting systems to predictive and prescriptive analytics to achieve long-term competitive differentiation. The research offers companies an evidence-based blueprint of the priorities in growth in analytics capabilities to maximize performance benefits.

This artcle examines the issues of ensuring the stability of information transmission systems in digital banking services. In particular, the study focuses on the operating principles of information transmission modules used in ATM and infokiosk systems, their reliability indicators, and their impact on service efficiency. The research identifies technical failures, communication disruptions, and information security challenges that arise in modern digital infrastructure. Based on this, effective methods for improving system stability are proposed. Special attention is given to the role of monitoring systems, backup communication channels, and technical diagnostics in ensuring continuous and reliable data transmission in ATM and infokiosk networks. The study demonstrates that improving the stability of information transmission systems contributes to enhancing the quality of banking services, reducing operational risks, and ensuring higher reliability of customer service in digital banking environments.

Digital transformation has emerged as one of the main strategic priorities of large organizations that are aiming at increasing the level of efficiency of their operations, their competitiveness, and the longer-lasting value generation. However, even with the intensive investment in innovative technologies, most businesses are unable to achieve quantifiable benefits because of the poor connections of digital projects with the governance system. This paper examines the manner in which IT governance maturity, operationalized with the internationally acknowledged frameworks, including COBIT and ITIL, leads to business value, ROI, and operational efficiency within large organizations that are in the midst of digital transformation. The data collected by the study through a cross-sectional empirical design is based on primary survey data of senior IT and business leaders and secondary organizational performance data to explore the quantitative relationships among the governance capability, implementation of digital strategies, and performance results. In testing the testing of the direct and the moderating impacts of governance maturity on the digital transformation success, structural equation modelling (SEM) is used. The results show that organizations that are more mature in IT governance have much more adequate alignment of technology investments with enterprise goals, which lead to greater process reliability, better cost efficiency, and higher ROI on digital endeavors. Findings also indicate that a clear strategy of digital transformation increases the influence of the governance maturity by increasing transparency of the decisions made, the managing of risks as well as collaboration across functions. The study adds to the existing body of knowledge on governance and digital transformation by combining both areas of study into a single empirical framework, and to practice by providing practical implications to CIOs, CTOs, and policymakers that aim to streamline governance frameworks. The results highlight why powerful governance tools are required to make sure that technological investments can bring about a sustainable measurable business value.

This study examines the economic role of public-private partnership (PPP) mechanisms in stimulating innovation and investment activities in industrial enterprises. The research explores the theoretical foundations and practical aspects of PPP as an effective instrument for mobilizing private capital, reducing fiscal pressure on the state, and enhancing the technological modernization of industrial sectors. Special attention is given to the institutional environment, risk-sharing models, financial structuring, and governance mechanisms that determine the efficiency of PPP projects. The paper analyzes how PPP frameworks contribute to increasing investment attractiveness, accelerating the adoption of advanced technologies, and improving the competitiveness and productivity of industrial enterprises. Based on comparative analysis and strategic management approaches, recommendations are proposed to strengthen PPP implementation for sustainable industrial development.